Credit Officer

BIMAS is a premier microfinance institution in Kenya providing responsive, effective and efficient financial services, professionally to micro and small entrepreneurs. 

We are seeking to fill the position of a Credit Officer.

Key responsibilities and skills:
 

Business Development

• Outreach and promotion
• Registration of two new groups per month with clients not less than 48.
• Coordinate budget within your portfolio
• Network with area Chiefs and Assistant Chiefs at least two per month
• Proactively market lending and savings opportunities from current and prospective clients
• Attend to all queries in relation to individual clients at the outpost
• Identify and solve clients’ needs by offering available products and identifying new products as per client needs.

Reporting

• Daily monitoring of schedules and other documents in your portfolio.
• Continuously update your supervisor on feedback from the clients and give recommendations for growth.
• Appraise and promptly address customer issues escalating as necessary to ensure timely resolution

Supervision

• Management of branch assets to ensure they are well maintained and in good working order
• Ensure disbursement of facilities as per the terms of offer
• Ensure compliance with BIMAS lending policies.
• Implementation of strict cost control measures
• Management of non-borrowing accounts under their code to enhance customer loyalty, mitigate against loss and enhance increased business.
• Enhance networking with all stakeholders including Government officials.

Qualifications, skills and experience:

• A Kenyan citizen aged 25 years and above.
• Diploma in business management or its equivalent
• Should have obtained a minimum of C PLAIN in KCSE
• 2 year experience in Banking, Microfinance or Sacco’s environment.
• Should be a person of high integrity, bold and decisive, with good interpersonal skills, a team player.
• Results oriented and able to meet targets.

Qualified candidates should send their application letter, detailed CVs, copies of certificates and testimonials, current and expected salary (if in employment), daytime telephone contacts  and any other relevant information and addresses of 3 professional referees contacts and their emails on or before  11th December 2013 to recruitment@bimaskenya.com

HR and Administration Manager
BIMAS
P.O. Box 2299 60100
Embu

(Indicate expected salary and how soon you would be available) 

Applications without this information will be disqualified.